Here at Hoppy, we know how much you value your home. That’s why when things go wrong, it can be especially upsetting, not to mention very costly to fix. Home insurance can help to protect your home and belongings from a range of events, such as theft or fire, safeguarding you from devastating consequences.
Finding the right policy for you can be tricky, with so many options available on the market, but Hoppy and Quotezone are here to make the process a breeze.
What type of insurance do I need for my home?
The two types of home insurance policy are buildings that covers your property along with the fixtures and fittings and contents that covers your possessions. You can compare prices for both with Hoppy and Quotezone, to protect your home and possessions against damage caused by fires, storms, floods, burst pipes and water leaks, as well as thefts.
What information do I need to get a quote?
Getting a quote with Hoppy and Quotezone is quick, easy and could make you a saving on your premium, all you need is:
- Information about your property
- Rebuilding cost and value of contents
- Number of occupants
- Security information for your home
What does home insurance cover?
A typical home insurance policy will cover your house and possessions against damage caused by fires, storms, floods, burst pipes and water leaks, as well as thefts. It’s also possible to take out buildings insurance, covering the physical structure of your home like roofs and walls, and contents insurance, protecting items inside your home, though neither is required by law. If you own your home and have a mortgage then your mortgage provider can insist that you take out a home insurance policy for the duration of your mortgage, but they can’t tell you which one to choose - that’s where you get to look for the best home insurance quotes.
How much will home insurance cost?
Home insurance doesn’t have to be expensive and there are many ways for you to save some cash in the process. 50% of customers who purchased buildings and contents insurance through Quotezone were quoted less £150*. First, consider the level of insurance your property requires and use this to find the right policy or switch to a different one if the current policy doesn’t appear suitable. For example, if you frequently hear about break-ins in your area then a contents policy is worth your consideration. Look at combining contents and buildings insurance into one policy; this can typically save you a pretty penny. Additionally, increasing your voluntary excess, installing a security system, and building up your no claims bonus will all reduce the price of your home insurance. Finally, remember to shop around when your renewal date rears its head. Some insurance policies will have an automatic renewal function inbuilt and can switch you to a plan that’s costlier than it needs to be. Hoppy and Quotezone are here to give you all the tools to manage your renewal dates, while also helping to compare and switch to the best value policy for your home.
*Sales through Quotezone Mar-Apr 18
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